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Member Tips
Out of Network Costs: Find out how to get the most value out of your benefits by understanding how much more your out of pocket costs would be when using providers who are not in the Medica network.
Saving With Generics: Learn how much you could save by comparing commonly prescribed non-Formulary brand-name drugs and their generic or Formulary alternatives.
Deductibles, Co-Pays and Co-Insurance: Understand the differences in deductibles, co-payments and co-insurance, and find out what out of pocket costs you are responsible for under your plan.
Referrals: Read answers to many questions regarding referrals, including how they work and when you need one.
When and Where to Get Care: Find out how to decide when to seek care and what type of provider (Convenience Care, Doctor's Office, Urgent Care Center or Emergency Room) to visit.
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